Legal fees in SSD cases are regulated by law. Virtually all lawyers who handle SSD cases charge for their work on the same basis.
Our fees are contingent on success. We get paid only if our client wins. Our fee is 25% of the past-due benefits awarded to our client. The law presently caps the fee at $5,300. If 25% of the past-due benefits works out to less than $5,300, we are paid the lesser amount. If it works out to more than $5,300, the fee is $5,300.
A Word About LTD
People receiving LTD benefits are often encouraged by their insurance carriers to apply for SSD. That's because most LTD benefits are reduced if SSD benefits are awarded. Many insurance companies have arrangements with their own attorneys (and sometimes non-attorneys) to represent LTD beneficiaries on SSD cases. The companies encourage beneficiaries to use these representatives by offering "free" legal representation. Individuals should be cautious in these situations. Most LTD insurance carriers absorb the cost of independent legal representation on SSD claims, so there is no financial difference to the claimant one way or the other. Moreover, and perhaps more importantly, using a representative who is chosen by an insurance company can set up a conflict of interest and may not be in the SSD claimant's best interests.
Those receiving LTD and applying for SSD should carefully weigh the benefits of independent legal representation before deciding to use one of their insurance company's representatives.
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