There are four parts to Medicare:
Hospital Insurance (Part A), Medical Insurance (Part B), Medicare Advantage Plans (Part C) and Prescription Drug Coverage (Part D).
A benefits help pay for inpatient hospital care, skilled nursing
care, home health care and hospice care. They are provided
to eligible individuals free of charge.
- Part B benefits help to pay for doctor's services,
outpatient treatment and some preventative services. They
are provided to eligible individuals subject to payment of a
- Part C provides alternative Medicare coverage run by private companies. It operates like an HMO or PPO. It includes Part A and Part B coverage and usually other coverage including prescription drugs. Eligible individuals who choose to enroll in Part C pay a monthly premium for this coverage.
- Part D provides prescription drug coverage.
Individuals who have received SSD for 24 months, including disabled widows/widowers and disabled adult children, are eligible for Medicare benefits subject to payment of applicable premiums.
Generally, the non-disabled dependents of an SSD
recipient, including spouses, divorced spouses, widows/widower,
and parents, are not eligible for Medicare unless they
are 65 years of age or older.
More specific information about Medicare may be obtained by visiting http://www.cms.hhs.gov/home/medicaid.asp