Ordinarily, benefits paid to a child of an SSD
recipient end where the child reaches age 18, or age
19 if the child is enrolled as a full-time elementary or high
However, the Social Security Act provides for the payment of benefits to a disabled adult child whose parent is receiving SSD or died fully and currently insured for Social Security purposes. The basic requirements for entitlement are:
- The child's disability must have started before age 22
- The child must be unmarried
The standards for proving disability for purposes of obtaining
disabled adult children's benefits are the same as those for
ordinary wage earners.
Benefits paid to disabled adult children are based on the earnings
record of the parent, and are a percentage
of the parent's basic benefit amount. Benefits terminate
when the child's disability ends or when the child marries except
that marriage does not terminate benefits if the child's spouse
is over age 18 (or age 19 if a full-time elementary or high school
student) and receives a separate Social Security benefit.